PT. ASURANSI

PT. Asuransi Raksa Pratikara is a marine cargo insurance specialist based in Jakarta, Indonesia. Established in 1975, the company has built a long-standing presence in the Indonesian insurance market, focusing on risk coverage for industrial shipments and cargo movements. Operating as an independent and professional insurer, PT. Asuransi Raksa Pratikara has positioned itself among the top Indonesian players in marine cargo insurance by premium volume, maintaining a reputation for handling risks associated with shipping goods and delivering prompt claims settlements.\n\nThe company emphasizes independence from group ownership while maintaining solid relationships with international reinsurance partners. This network supports underwriting capacity and risk diversification for marine cargo policies, reinforcing the insurer’s ability to cover varied shipping scenarios across routes, commodities, and modes of transport. In line with industry standards for marine cargo, the coverage terms include All Risk (ICC A) as a baseline, with rates determined based on factors such as the type of goods, routing, and transport mode. Deductibles are commonly set at 1% of the value of each shipment, reflecting a standard approach to resourcing risk retention for clients.\n\nClaims handling is described as a priority for the firm, with processes designed to ensure timely settlements. The insurer has engaged professional loss adjusters and partners to support claims administration, illustrating a commitment to efficient post-loss support. The organization communicates directly with potential clients to discuss terms and conditions, and to tailor coverage to specific shipping arrangements and risk profiles.\n\nBT or corporate communications highlight a focus on customer service and reliability, aiming to provide clients with clear information about policy terms, coverage, and the expectations for claims resolution. PT. Asuransi Raksa Pratikara presents itself as a knowledgeable partner for companies seeking marine cargo insurance solutions, backed by decades of industry experience and a robust underwriting framework.\n\nFor organizations exploring insurance options for their cargo movements, the firm offers guidance on policy design, risk management considerations, and collaboration with recognized international reinsurance networks to maintain competitive pricing and strong coverage in a volatile shipping environment.\n\nIf you are interested in marine cargo insurance or want to learn more about the firm’s underwriting capabilities and claims processes, outreach to the company is encouraged to initiate discussions regarding coverage needs, routing profiles, and ships’ risk characteristics.